What Is A Catastrophic Injury?

A man in a wheelchair.

Suffering an accident can mean facing all manner of injuries. One particular category of injuries covers those with significant medical needs that often mean a lower quality of life. These are catastrophic injuries. But what is considered a “catastrophic injury” when it comes to personal injury claims? 

The Elite Litigation Group from Bachus & Schanker can help answer your questions.

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What Is A Catastrophic Injury?

A catastrophic injury is an injury that can result in permanent disability, long-term care needs, or a substantial and ongoing impact on your ability to live and work independently.

Additionally, most people who sustain these types of injuries require rehabilitation, which could last for years or for the rest of their lives, as well as nursing care.

Types Of Catastrophic Injuries

There are numerous types of catastrophic injuries.

Spinal cord injuries impact the nerves and nerve fibers that make up this essential component of your central nervous system. You could suffer from paralysis, including quadriplegia, which involves the inability to move any part of your body below your neck.

Brain injuries can also be catastrophic. Concussions are the mildest of these but suffering a brain hemorrhage or a diffuse axonal injury can come with lasting brain damage.

Other types of catastrophic injuries include:

  • Burns
  • Birth injuries
  • Amputations
  • Organ damage

Loss of a major sense is also considered a catastrophic injury.

How Catastrophic Injuries Impact Lives

Experiencing this type of injury can require years of medical treatment. This can put a significant strain on your finances, especially if you are not able to make a living in the same way you used to before. It’s also common for people with these injuries to require 24/7 care, robbing them of their independence.

Not being able to enjoy doing the things you used to love can take a serious toll on your emotional well-being. Frequently, people struggle with depression and anxiety after sustaining serious injuries.

The Legal Importance Of Understanding Catastrophic Injuries

Catastrophic injuries have a much more serious impact on your life than other typical injuries do. It’s important to address all of your needs if you’re seeking compensation for what you’ve suffered. That cannot happen if you don’t have a clear idea of just how greatly your life will change after a catastrophic injury.

Catastrophic injury litigation requires calculating your full losses and understanding what insurance will cover. Companies that offer insurance in catastrophic injury cases will generally do everything they can to minimize your claim. They’ll likely make low offers in the hopes that you won’t know what your case is worth.

You can protect yourself by fully understanding the severity of these injuries and hiring a trusted advocate.

How Bachus & Schanker Can Help After A Catastrophic Injury

Our team of catastrophic injury attorneys can evaluate your case and gather evidence to support your claim. This includes testimony from expert witnesses. Because we understand how devastating these types of injuries can be, we work closely with our Victim’s Advocates team and strive to give you the comprehensive legal and emotional assistance you deserve.

We also know what evidence may make the most difference in these cases and will work quickly to put together a case so there is no risk of missing the statute of limitations. Missing this deadline could mean you won’t be able to obtain compensation.

Lastly, these cases can be complex enough that they can’t be resolved via a settlement. In those instances, we rely on our decades of litigation experience to fight for your rights in court.

Get Dedicated Legal Help And Support From Our Colorado Team

The aftermath of a serious accident can be overwhelming. If you have suffered a catastrophic injury, Bachus & Schanker’s Elite Litigation Group can fight for your best interests and well-being, while you focus on healing.

Contact Us To Schedule A Free Consultation.

Mesfin, F., et al. (2025). Diffuse Axonal Injury.

Quadriplegia. (2022).

Statute of limitations. (2024).